Payment Calculator
 
 

Auto Loan Calculator

Use this calculator to help you determine your monthly auto loan payment or your auto purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.

    You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!

    For more information about this Plug-in please visit: SUN's Java™ Plug-in
    For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Definitions

Monthly payment
Monthly payment for your auto financing.

Total purchase price (before tax)
This is the total cost of your auto purchase. Include the cost of the vehicle, any additional options and any destination charges. Don't include sales tax in this amount. Sales tax will be calculated for you and included in your total after tax price.

Term in months
Number of months for this loan.

Interest rate
Annual interest rate for this loan.

Cash down
Total amount of cash used in this purchase. The larger your cash down payment the smaller the loan you will need to finance this purchase.

Trade allowance
The total amount that you are given for any automobile that you trade-in as part of this purchase. In some states a trade-in can also reduce the amount of sales tax you will owe. See the definition for "Sales tax deduction for trade-in" for more information on trade-in vehicles and sales tax.

Amount owed on trade
Total loan balance still outstanding on the trade-in.

Non-taxable fees (optional)
Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and are not taxable.

Taxable fees (optional)
Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.

Sales tax rate
Sales tax percentage rate charged on this purchase.

No sales tax deduction for trade-in
If you live in a state where your sales tax is calculated on your full purchase price, check this box. If this box is unchecked, sales tax is calculated on the purchase price less trade in. Currently California, the District of Columbia, Hawaii, Maryland, and Michigan allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana, New Hampshire, and Oregon have no sales tax on autos.

 
 
Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Click here for a free quote
Click here for free quotes on vehicles, warranties and services from Tom Sparks Buick!
 
At TomSparks.com, every effort is made to insure the accuracy of the listings in this site. However, inaccuracies and errors in information presented may occur from time to time. Tom sparks Buick Inc holds the right to change or amend prices and descriptions of vehicles without notice. Please verify all information prior to purchase. Please call 815-739-6054 for availability of the vehicle you are interested in. We make no representetions or warranties, expressed or implied,concerning: (1) any vehicle listed on this site, (2) the accuracy of any information contained on this site. The vehicle prices listed on this site are not guaranteed prices. Price does not include tax, title, license, documentation fee, or rebates applied where applicable. If a specific vehicle is shown by VIN or stock number, it is subject to prior sale. See dealer for details. We shall not be liable to any person for any damages or losses arising from use of this site or any activities associated with or derived from this site. This site is for information purposes only.Written-signed forms will be legal and binding
 
 
Home | Pre-Driven | Certified | New Car Inventory | Finance | Service | Trade-In-Estimate | Payment Calculator
Location | E-mail | Vehicle Protection | Satisfied Customers | Espanol | Newsletter | Staff | Site Map
Copyright 2007 ©Tom Sparks.Com . Website design and inventory hosting by CarTHINK